Knowing when to invest and when to be more budget-conscious is key to designing a home that feels luxurious without breaking the bank. Here’s an insider’s guide on where to splurge and where to be smart with your budget, so you can create a space that’s both beautiful and functional.

Spend: Timeless Furniture Pieces

If there’s one area worth investing in, it’s quality furniture that won’t go out of style. Sofas and beds are used daily, and a well-constructed piece will not only be more comfortable but will also last longer. Classic, neutral designs in durable materials; these will age well and adapt to any style changes over the years.

Check out our Durable Tables Collection HERE.

Pro Tip: Think of furniture as a foundation. A sturdy sofa with timeless appeal will give you flexibility to refresh your space with smaller, trendier accents, like throw pillows and blankets. A well-made sofa or bed can last a decade or more, while budget versions might need replacing every few years, costing more in the long run.

Check out our Sofa Collection HERE.

Save: Trendy Accessories and Decor

Accessories are where you can have fun without committing to a big spend. Items like throw pillows, rugs, and small decor pieces let you play with trends and color without a major investment. Since these items can be easily swapped out or updated, feel free to experiment without worrying about longevity. A few new accessories can completely change the feel of a room, making them an ideal area to save.

Pro Tip: Try updating your living room with seasonal colors or styles in the form of pillows, vases, or wall art. This is a cost-effective way to bring in trends like bold colors or unique textures without a full remodel.

Spend: Quality Lighting

Lighting can make or break the mood of a room, so it’s worth investing in pieces that provide ambiance and quality. Avoid harsh, inexpensive fixtures, which often emit unflattering light. Instead, look for fixtures with dimmable options and design-forward aesthetics that match your style. A well-designed pendant light or chandelier can serve as a room’s focal point while enhancing its overall ambiance.

Pro Tip: Layering your lighting—using a combination of overhead, task, and accent lights—will add dimension and richness to any space. Quality lighting can elevate even the simplest decor, while cheap lighting will detract from more expensive furnishings.

Check out our Lighting Collection HERE.

Spend: Flooring That Lasts

Flooring sets the tone for your home and endures daily wear and tear, so this is an area to prioritize quality. For frequently used areas like living rooms or kitchen, invest in durable, attractive options that can withstand time and heavy use, like hardwood, natural stone, or quality tile. While it may be tempting to go with cheaper options, lower-quality flooring can wear down quickly, often needing replacement sooner. If you really need to save up your budget, rooms that are not frequently in use like storage and the basement could have basic flooring.

Pro Tip: If natural materials are out of reach, consider engineered alternatives that replicate the look while still offering durability. 

Save: Accent Walls and Paint Colors

Paint is one of the most affordable ways to transform a room, and it doesn’t always make sense to splurge here. While you should still opt for good-quality paint to ensure a nice finish, the brand itself doesn’t need to be premium. Choose timeless neutrals if you want longevity, and save bold colors for accent walls or smaller areas that are easy to update.

Pro Tip: Refreshing a small bathroom or powder room with a bold color or trendy wallpaper can make a big impact. Because these spaces are smaller and less frequently used, it’s less costly to update them down the line if you want a change.

Spend: Art That Speaks to You

Artwork is deeply personal, so when you find a piece that resonates, it’s worth investing in. Quality artwork can be a focal point, setting the tone for the room and bringing in color, emotion, and texture. While budget-friendly prints and posters are also great options, having one or two statement pieces is worth the investment.

Pro Tip: Invest in art pieces that have meaning or represent something you love. It might be a large abstract painting, a sculptural piece, or a unique photograph. A piece that speaks to you will never go out of style and will make your space feel truly personal.

Save: Bedding and Linens

While it’s always nice to have luxurious linens, you can find great options at affordable prices without sacrificing quality. Prioritize materials like cotton or linen, which are breathable and comfortable. Simple, classic bedding in neutral colors tends to look sophisticated and can easily be layered with a variety of textures and accent colors.

Pro Tip: Bedding is something you might want to change seasonally, so choosing affordable options allows for flexibility without sacrificing comfort. Look for sales and budget-friendly options that you can mix and match for a polished, layered look.

Creating a house that is both elegant and hospitable does not need an unlimited budget. Knowing where to spend and where to save allows you to find a balance between quality and style, making your house look well-curated and comfortable. After all, it's all about fitting  things that anchor your home and save on items that can be readily renewed.